Complete Farm Protection
We understand that every farming operation is unique. That is why we build every policy from the ground up.

Farm Insurance Options

We can provide complete protection for everything from your house and barns, to your equipment, livestock, and farm trucks and trailers — all under one policy!

Farm and Livestock

Rural Homeowners

Equine Program

Deeply Rooted in Farm Country

Our Farm Department is dedicated solely to writing farm business and providing products, coverages and peace of mind to agricultural professionals.

It’s a department made up of knowledgeable people, many of whom have personal experience in farming.
Pictured: Farm Underwriter and Local Dairy Farmer Jackie Bertke

Special Endorsements
We offer special endorsements to meet your farming specific needs:

Limited farm pollution liability

Recreational vehicle physical damage and liability – on and off premises

Equipment breakdown

Identity theft

Custom farming liability

Water back-up

Farm machinery glass

Jewelry and fine arts

Watercraft

FarmGuard Enhancement

FarmGuard Plus Enhancement

Farm Security Preferred Farms

We insure high-quality, owner-operated farms that have a primary dwelling occupied by the owner.

Grain Farms

Livestock Farms: Beef/Hogs

(Hog finishing buildings that are less than 15 years old.)

Dairy Farms

Poultry

(Turkey buildings that are less than 15 years old.)

Rural Homeowners
This special Rural Homeowners policy is specifically designed for people who live in a rural area but don’t depend upon farming for their main income. Active farming exposure is acceptable but not required.

Additional Coverages
Add the custom coverages that your farm requires.

Farm Dwelling and Additional Dwellings
What does it cover?

• Your actual dwelling structure
• Permanently attached structures
• Trees and landscaping

Household Personal Property
What does it cover?

• Furniture
• Bedding
• Appliances
• Other household contents
• Guns*
• Jewelry*
• Credit cards*

*limited theft coverage

Farm Personal Property
What does it cover?

• Machinery
• Livestock (including horses)
• Tools
• Supplies
• Grain/feed

Farmer Comp. Personal Liability
What does it cover?
Bodily injury and property damage that you are legally obligated to pay, resulting from personal or farming activities.
Outbuildings
What does it cover?

• Barns
• Garages
• Other buildings (incl. attached structures)

Farm Auto
What does it cover?

• Farm trucks
• Trailers
• Semi-trailers
• Livestock trailers

Catastrophe Liability
What does it cover?

Excess liability coverage over and above the limits of your farmers comprehensive personal liability and farm auto coverages.

See if Farm Security is available in your state.
Not all coverages, credits and discounts are available in all states and/or programs.
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Our Farm Programs are underwritten by The Celina Mutual Insurance Company in OH, IN, KY and TN. In WV, the Property/Liability section of our Farm Programs is underwritten by West Virginia Farmers Mutual Insurance Association, and the remaining sections are underwritten by The Celina Mutual Insurance Company.

SA-225E (0823)