Homeowners Insurance
Coverage That Protects and Provides Peace of Mind
A home may be one of the largest investments you will ever make in your lifetime. Let Celina make sure it is properly protected.
Protect Your Property
Do you own your own home or condo? Or do you rent? Either way, it makes sense to have an insurance policy customized to your unique needs. Celina Insurance Group offers a variety of coverage options for your home, attached/detached structures, personal property and more. An independent Celina agent can walk you through all coverages and recommend a plan to fit your situation.
Available Home Insurance Coverages
Talk to your agent to learn more about these coverages and to see if they are the right fit for you.
Dwelling
We offer a variety of coverage options for your home, attached structures, other structures and additional living expenses.
Dwelling Fire Insurance
If your homeowners insurance is through Celina, we can also insure up to six well-maintained dwellings that you rent to others (available in OH, IN and TN).
Personal Property
Your home is full of many items that are important to you. While some items are irreplaceable, it is comforting to know that those items that can be replaced are insured. Talk to your agent about the benefits of insuring your property with Replacement Cost coverage.
Renters or Condominium Owners
As a renter or condo owner, you will need protection for your personal possessions. You can secure your valuables, such as furniture, electronics and clothing, with a policy designed for your unique needs.
Personal Liability
Personal Liability coverage protects you against a claim or lawsuit resulting from bodily injury or property damage to others while on your premises or due to actions of you or your family members.
Medical Payments
Medical Payments coverage pays for medical expenses incurred by persons accidentally injured on your property. This coverage does not pay for injuries sustained by you or family members living with you.
Vacant Property
Designed to insure well-maintained dwellings that are temporarily vacant or unoccupied.
Personal Umbrella
Offers worldwide coverage with a single, high limit of insurance that applies over and above the limit of primary policies. Protects against claims that may not be covered by the underlying policies for homeowners, auto liability and watercraft liability.
Additional Coverage for Valuables
You may want to consider purchasing additional insurance for some of your most valuable items. We offer special coverage for:
- Jewelry
- Furs
- Camera equipment
- Musical instruments
- Golfer’s equipment
- Fine arts
- Silverware
Watercraft
We can insure your boats, jet skis and trailers under your Home Security homeowners policy. Ask your agent for details.
Optional Coverages
Optional coverages allow you to personalize your policy to meet the level of protection you require. Some of our options include:
- Water Backup of Sewers or Drains
- Identity Fraud
- Refrigerated Contents
- Trees, Shrubs and Other Plants
- Service Line Coverage
Our homeowners coverages are underwritten by The Celina Mutual Insurance Company and The National Mutual Insurance Company in OH, IN and TN. Information presented here is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult the policy.