{"id":23,"date":"2021-07-12T16:25:23","date_gmt":"2021-07-12T20:25:23","guid":{"rendered":"https:\/\/celinagroup.com\/staging\/?page_id=23"},"modified":"2025-12-19T11:23:31","modified_gmt":"2025-12-19T16:23:31","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/celinagroup.com\/staging\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\n<div class=\"wp-block-nk-awb nk-awb alignfull\" style=\"min-height:550px;padding-top:0;padding-right:var(--wp--preset--spacing--xx-large);padding-bottom:0;padding-left:var(--wp--preset--spacing--xx-large)\"><div class=\"nk-awb-wrap\" data-awb-type=\"image\" data-awb-parallax=\"scroll\" data-awb-parallax-speed=\"0.5\" data-awb-parallax-mobile=\"false\" data-awb-image-background-size=\"cover\" data-awb-image-background-position=\"0% 38%\"><div class=\"nk-awb-inner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/home-header.jpg\" class=\"wp-image-844039 jarallax-img\" width=\"2428\" height=\"851\" ><\/div><\/div><div class=\"nk-awb-wrap-content has-global-padding is-layout-constrained wp-container-nk-awb-is-layout-98f196b4 wp-block-nk-awb-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-style-default is-content-justification-right is-nowrap is-layout-flex wp-container-core-group-is-layout-805c800a wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:430px;padding-right:0px;padding-bottom:0;padding-left:0\">\n<h1 class=\"wp-block-heading has-text-align-right has-base-color has-text-color has-link-color with-text-shadow wp-elements-1 core-heading core-heading-6aa9d54112700\" style=\"font-size:clamp(2.46rem, 2.46rem + ((1vw - 0.2rem) * 3.643), 4.6rem);font-style:normal;font-weight:700\">Home Insurance<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns alignfull are-vertically-aligned-center has-border-light-background-color has-background is-layout-flex wp-container-core-columns-is-layout-1c62e7ff wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:25.6%\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1.png\" alt=\"\" class=\"wp-image-843207\" style=\"width:170px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1-150x150.png 150w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:57%\">\n<h3 class=\"wp-block-heading\">Coverage That Provides Peace of Mind<\/h3>\n\n\n\n<p class=\"has-main-color has-text-color has-link-color wp-elements-2 wp-block-paragraph\" style=\"margin-top:6px;margin-bottom:var(--wp--preset--spacing--small)\">A home may be one of the largest investments you will ever make in your lifetime. <strong>Let Celina make sure it is properly protected.<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-30922b93 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--small);padding-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:49%\">\n<figure class=\"wp-block-image size-full has-custom-border\" style=\"margin-right:var(--wp--preset--spacing--large)\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family.jpg\" alt=\"family\" class=\"wp-image-485\" style=\"border-radius:4px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family.jpg 800w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family-300x200.jpg 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-f95bf256 wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--large);padding-left:0;flex-basis:50%\">\n<h3 class=\"wp-block-heading\" style=\"padding-top:0;padding-bottom:0\">Protect Your Property<\/h3>\n\n\n\n<p class=\"has-open-sans-font-family has-small-font-size wp-block-paragraph\" style=\"padding-top:0;padding-bottom:0\">Do you own your own home or condo? Or do you rent? Either way, it makes sense to have an insurance policy customized to your unique needs. Celina Insurance Group offers a variety of coverage options for your home, attached\/detached structures, personal property and more.<\/p>\n\n\n\n<p class=\"has-primary-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-3 wp-block-paragraph\" style=\"padding-top:0;padding-bottom:0\"><strong>An independent Celina agent can walk you through all coverages and recommend a plan to fit your situation.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons btn-primary is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/find-a-local-agent\/\">Find An Agent<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--large)\">\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Available Home Insurance Coverages<\/h3>\n\n\n\n<p class=\"has-open-sans-font-family has-small-font-size wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-right:0;margin-bottom:var(--wp--preset--spacing--small);margin-left:0\">Talk to your agent to learn more about these coverages and to see if they are the right fit for you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color has-open-sans-font-family wp-elements-4 is-layout-flow wp-block-details-is-layout-flow\"><summary>Dwelling<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-5 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:18px\">We offer a variety of coverage options for your home, attached structures, other structures and additional living expenses.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-6 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Dwelling Fire Insurance<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-7 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:18px\">If your homeowners insurance is through Celina, we can also insure up to <strong>six well-maintained dwellings that you rent to others<\/strong> (available in OH, IN and TN).<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-8 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Equipment Breakdown<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-9 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-left:var(--wp--preset--spacing--small)\">Celina Insurance Group is pleased to offer an affordable alternative to costly product and home warranty plans \u2013 Equipment Breakdown Coverage through your Homeowners Insurance Policy. Whether you are a renter or a high-value homeowner, we have your equipment breakdown exposures covered.<\/p>\n\n\n\n<div class=\"wp-block-buttons btn-primary is-layout-flex wp-container-core-buttons-is-layout-f5196c61 wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.homeownerseb.com\/?id=demo\">Equipment Breakdown Risks<\/a><\/div>\n<\/div>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-10 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Personal Property<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-11 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-left:var(--wp--preset--spacing--small)\">Your home is full of many items that are important to you. While some items are irreplaceable, it is comforting to know that those items that can be replaced are insured. Talk to your agent about the benefits of insuring your property with Replacement Cost coverage.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-12 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Renters or Condominium Owners<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-13 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">As a renter or condo owner, you will need protection for your personal possessions. You can secure your valuables, such as furniture, electronics and clothing, with a policy designed for your unique needs.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-14 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Personal Liability<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-15 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">Personal Liability coverage protects you against a claim or lawsuit resulting from bodily injury or property damage to others while on your premises or due to actions of you or your family members.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-16 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Medical Payments<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-17 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">Medical Payments coverage pays for medical expenses incurred by persons accidentally injured on your property. This coverage does not pay for injuries sustained by you or family members living with you.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-18 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Vacant Property<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-19 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-bottom:0;padding-left:var(--wp--preset--spacing--small)\">Designed to insure well-maintained dwellings that are temporarily vacant or unoccupied.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-20 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0;padding-left:0\"><summary>Personal Umbrella<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-21 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-right:0;padding-left:0\">Offers worldwide coverage with a single, high limit of insurance that applies over and above the limit of primary policies. Protects against claims that may not be covered by the underlying policies for homeowners, auto liability and watercraft liability.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-22 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Additional Coverage for Valuables<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-23 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">You may want to consider purchasing additional insurance for some of your most valuable items. We offer special coverage for:<\/p>\n\n\n\n<ul style=\"padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list has-main-color has-text-color has-link-color has-small-font-size wp-elements-24\">\n<li>Jewelry<\/li>\n\n\n\n<li>Furs<\/li>\n\n\n\n<li class=\"has-small-font-size\">Camera equipment<\/li>\n\n\n\n<li>Musical instruments<\/li>\n\n\n\n<li>Golfer\u2019s equipment<\/li>\n\n\n\n<li>Fine arts<\/li>\n\n\n\n<li>Silverware<\/li>\n<\/ul>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-25 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Watercraft<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-26 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">We can insure your boats, jet skis and trailers under your Home Security homeowners policy. Ask your agent for details.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-27 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Optional Coverages<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-28 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">Optional coverages allow you to personalize your policy to meet the level of protection you require. Some of our options include:<\/p>\n\n\n\n<ul style=\"padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list has-main-color has-text-color has-link-color has-small-font-size wp-elements-29\">\n<li>Water Backup of Sewers or Drains<\/li>\n\n\n\n<li>Identity Fraud<\/li>\n\n\n\n<li>Refrigerated Contents<\/li>\n\n\n\n<li>Trees, Shrubs and Other Plants<\/li>\n\n\n\n<li>Service Line Coverage<\/li>\n<\/ul>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--medium);padding-top:0;padding-bottom:0\">\n<p class=\"has-x-small-font-size wp-block-paragraph\" style=\"margin-right:0;margin-left:0;padding-right:0;padding-left:0\"><em>Our homeowners coverages are underwritten by The Celina Mutual Insurance Company and The National Mutual Insurance Company in OH, IN and TN. Information presented here is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult the policy.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Coverage That Provides Peace of Mind A home may be one of the largest investments you will ever make in your lifetime. Let Celina make sure it is properly protected. Protect Your Property Do you own your own home or condo? Or do you rent? Either way, it makes sense to have an insurance policy [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":421,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":72,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"predecessor-version":[{"id":844042,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23\/revisions\/844042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media\/421"}],"wp:attachment":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}