{"id":23,"date":"2021-07-12T16:25:23","date_gmt":"2021-07-12T20:25:23","guid":{"rendered":"https:\/\/celinagroup.com\/staging\/?page_id=23"},"modified":"2025-12-19T11:23:31","modified_gmt":"2025-12-19T16:23:31","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/celinagroup.com\/staging\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\n<div class=\"wp-block-nk-awb nk-awb alignfull\" style=\"min-height:550px;padding-top:0;padding-right:var(--wp--preset--spacing--xx-large);padding-bottom:0;padding-left:var(--wp--preset--spacing--xx-large)\"><div class=\"nk-awb-wrap\" data-awb-type=\"image\" data-awb-parallax=\"scroll\" data-awb-parallax-speed=\"0.5\" data-awb-parallax-mobile=\"false\" data-awb-image-background-size=\"cover\" data-awb-image-background-position=\"0% 38%\"><div class=\"nk-awb-inner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/home-header.jpg\" class=\"wp-image-844039 jarallax-img\" width=\"2428\" height=\"851\" ><\/div><\/div><div class=\"nk-awb-wrap-content has-global-padding is-layout-constrained wp-container-nk-awb-is-layout-98f196b4 wp-block-nk-awb-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-style-default is-content-justification-right is-nowrap is-layout-flex wp-container-core-group-is-layout-805c800a wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:430px;padding-right:0px;padding-bottom:0;padding-left:0\">\n<h1 class=\"wp-block-heading has-text-align-right has-base-color has-text-color has-link-color with-text-shadow wp-elements-be1b575e72b00647ed21166f55d580e6 core-heading core-heading-6a3db39ceacef\" style=\"font-size:clamp(2.46rem, 2.46rem + ((1vw - 0.2rem) * 3.643), 4.6rem);font-style:normal;font-weight:700\">Home Insurance<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns alignfull are-vertically-aligned-center has-border-light-background-color has-background is-layout-flex wp-container-core-columns-is-layout-1c62e7ff wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:25.6%\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"250\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1.png\" alt=\"\" class=\"wp-image-843207\" style=\"width:170px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/house-keys-250x250-1-150x150.png 150w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:57%\">\n<h3 class=\"wp-block-heading\">Coverage That Provides Peace of Mind<\/h3>\n\n\n\n<p class=\"has-main-color has-text-color has-link-color wp-elements-0759f7f3cb3a8752c4d8e07b858a3e37 wp-block-paragraph\" style=\"margin-top:6px;margin-bottom:var(--wp--preset--spacing--small)\">A home may be one of the largest investments you will ever make in your lifetime. <strong>Let Celina make sure it is properly protected.<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-30922b93 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--small);padding-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:49%\">\n<figure class=\"wp-block-image size-full has-custom-border\" style=\"margin-right:var(--wp--preset--spacing--large)\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family.jpg\" alt=\"family\" class=\"wp-image-485\" style=\"border-radius:4px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family.jpg 800w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family-300x200.jpg 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/family-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-container-core-column-is-layout-f95bf256 wp-block-column-is-layout-flow\" style=\"padding-right:var(--wp--preset--spacing--large);padding-left:0;flex-basis:50%\">\n<h3 class=\"wp-block-heading\" style=\"padding-top:0;padding-bottom:0\">Protect Your Property<\/h3>\n\n\n\n<p class=\"has-open-sans-font-family has-small-font-size wp-block-paragraph\" style=\"padding-top:0;padding-bottom:0\">Do you own your own home or condo? Or do you rent? Either way, it makes sense to have an insurance policy customized to your unique needs. Celina Insurance Group offers a variety of coverage options for your home, attached\/detached structures, personal property and more.<\/p>\n\n\n\n<p class=\"has-primary-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-4080c311fa87db319f894c48701186d5 wp-block-paragraph\" style=\"padding-top:0;padding-bottom:0\"><strong>An independent Celina agent can walk you through all coverages and recommend a plan to fit your situation.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons btn-primary is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--medium)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/find-a-local-agent\/\">Find An Agent<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-bottom:var(--wp--preset--spacing--large)\">\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Available Home Insurance Coverages<\/h3>\n\n\n\n<p class=\"has-open-sans-font-family has-small-font-size wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-right:0;margin-bottom:var(--wp--preset--spacing--small);margin-left:0\">Talk to your agent to learn more about these coverages and to see if they are the right fit for you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color has-open-sans-font-family wp-elements-d178a6b8e1b26df8dc070fb299c34008 is-layout-flow wp-block-details-is-layout-flow\"><summary>Dwelling<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-db7764f6d77f6f681b9402f77b38d2e5 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:18px\">We offer a variety of coverage options for your home, attached structures, other structures and additional living expenses.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-a3135a7df3dd01d645ea7865d15f71a7 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Dwelling Fire Insurance<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-8da95f17bd2e1433f57b021789aa8f21 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:18px\">If your homeowners insurance is through Celina, we can also insure up to <strong>six well-maintained dwellings that you rent to others<\/strong> (available in OH, IN and TN).<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-c7c0e2751090c109169868975e5ca703 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Equipment Breakdown<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-9c6c21bef6a3d6031ce9586d9d6d0aff wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-left:var(--wp--preset--spacing--small)\">Celina Insurance Group is pleased to offer an affordable alternative to costly product and home warranty plans \u2013 Equipment Breakdown Coverage through your Homeowners Insurance Policy. Whether you are a renter or a high-value homeowner, we have your equipment breakdown exposures covered.<\/p>\n\n\n\n<div class=\"wp-block-buttons btn-primary is-layout-flex wp-container-core-buttons-is-layout-f5196c61 wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-right:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.homeownerseb.com\/?id=demo\">Equipment Breakdown Risks<\/a><\/div>\n<\/div>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-18fd88996336fa36c89eb9c71f69e8d6 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Personal Property<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-open-sans-font-family has-small-font-size wp-elements-0c531dec56895954d1ba4c06831856db wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-left:var(--wp--preset--spacing--small)\">Your home is full of many items that are important to you. While some items are irreplaceable, it is comforting to know that those items that can be replaced are insured. Talk to your agent about the benefits of insuring your property with Replacement Cost coverage.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-7954628f8f2affa884771bb530aba788 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Renters or Condominium Owners<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-d48177d5ce4770b210030380af03497d wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">As a renter or condo owner, you will need protection for your personal possessions. You can secure your valuables, such as furniture, electronics and clothing, with a policy designed for your unique needs.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-63a9836eaa3bf9ce4489d2c2eed91b2a is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Personal Liability<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-21e85b0939fcb29ad373d0f3de187fc6 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">Personal Liability coverage protects you against a claim or lawsuit resulting from bodily injury or property damage to others while on your premises or due to actions of you or your family members.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-4309c62ade44990ae5368fa02b49458c is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Medical Payments<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-f416f5d371937281a553d4953c302be5 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-left:var(--wp--preset--spacing--small)\">Medical Payments coverage pays for medical expenses incurred by persons accidentally injured on your property. This coverage does not pay for injuries sustained by you or family members living with you.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-9d6cb84314a0fb16f274f2d2e0520465 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Vacant Property<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-de46e726b5034f77175677ed4aa9d378 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);padding-top:0;padding-bottom:0;padding-left:var(--wp--preset--spacing--small)\">Designed to insure well-maintained dwellings that are temporarily vacant or unoccupied.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-46e51b3fb02363b9da3dc8cf2d54d421 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0;padding-left:0\"><summary>Personal Umbrella<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-96487ad113b75b1c1eaa4bcffa410637 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-right:0;padding-left:0\">Offers worldwide coverage with a single, high limit of insurance that applies over and above the limit of primary policies. Protects against claims that may not be covered by the underlying policies for homeowners, auto liability and watercraft liability.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-581026b5b3779bebbae530100cda34e8 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Additional Coverage for Valuables<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-efded0db53b94e9e10ba1eab565f618c wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">You may want to consider purchasing additional insurance for some of your most valuable items. We offer special coverage for:<\/p>\n\n\n\n<ul style=\"padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list has-main-color has-text-color has-link-color has-small-font-size wp-elements-db28e6b3f4a1ac1a56a14b6db08951a6\">\n<li>Jewelry<\/li>\n\n\n\n<li>Furs<\/li>\n\n\n\n<li class=\"has-small-font-size\">Camera equipment<\/li>\n\n\n\n<li>Musical instruments<\/li>\n\n\n\n<li>Golfer\u2019s equipment<\/li>\n\n\n\n<li>Fine arts<\/li>\n\n\n\n<li>Silverware<\/li>\n<\/ul>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-226458a0bae9bff391edd3332da842e0 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Watercraft<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-f732084f80dd85379065720d3e4a39bb wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">We can insure your boats, jet skis and trailers under your Home Security homeowners policy. Ask your agent for details.<\/p>\n<\/details>\n\n\n\n<hr class=\"wp-block-separator alignwide has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background is-style-separator-thin\" style=\"margin-top:20px;margin-bottom:20px\"\/>\n\n\n\n<details class=\"wp-block-details alignwide has-primary-color has-text-color has-link-color wp-elements-eb08de82e980ef4d7df2fe070937a150 is-layout-flow wp-block-details-is-layout-flow\" style=\"margin-top:0;margin-bottom:0\"><summary>Optional Coverages<\/summary>\n<p class=\"has-main-color has-text-color has-link-color has-small-font-size wp-elements-6635113441d0baad687852d43ef4a042 wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-top:0;padding-left:0\">Optional coverages allow you to personalize your policy to meet the level of protection you require. Some of our options include:<\/p>\n\n\n\n<ul style=\"padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list has-main-color has-text-color has-link-color has-small-font-size wp-elements-91435c811cb26b72b5e752ba3915f077\">\n<li>Water Backup of Sewers or Drains<\/li>\n\n\n\n<li>Identity Fraud<\/li>\n\n\n\n<li>Refrigerated Contents<\/li>\n\n\n\n<li>Trees, Shrubs and Other Plants<\/li>\n\n\n\n<li>Service Line Coverage<\/li>\n<\/ul>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--medium);padding-top:0;padding-bottom:0\">\n<p class=\"has-x-small-font-size wp-block-paragraph\" style=\"margin-right:0;margin-left:0;padding-right:0;padding-left:0\"><em>Our homeowners coverages are underwritten by The Celina Mutual Insurance Company and The National Mutual Insurance Company in OH, IN and TN. Information presented here is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult the policy.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Coverage That Provides Peace of Mind A home may be one of the largest investments you will ever make in your lifetime. Let Celina make sure it is properly protected. Protect Your Property Do you own your own home or condo? Or do you rent? Either way, it makes sense to have an insurance policy [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":421,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":72,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23\/revisions"}],"predecessor-version":[{"id":844042,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/23\/revisions\/844042"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media\/421"}],"wp:attachment":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media?parent=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}