{"id":24,"date":"2021-07-12T16:25:48","date_gmt":"2021-07-12T20:25:48","guid":{"rendered":"https:\/\/celinagroup.com\/staging\/?page_id=24"},"modified":"2025-12-19T09:08:58","modified_gmt":"2025-12-19T14:08:58","slug":"business-insurance","status":"publish","type":"page","link":"https:\/\/celinagroup.com\/staging\/business-insurance\/","title":{"rendered":"Business"},"content":{"rendered":"\n<div class=\"wp-block-nk-awb nk-awb alignfull\" style=\"min-height:550px;padding-top:0;padding-right:var(--wp--preset--spacing--xx-large);padding-bottom:0;padding-left:var(--wp--preset--spacing--xx-large)\"><div class=\"nk-awb-wrap\" data-awb-type=\"image\" data-awb-parallax=\"scroll\" data-awb-parallax-speed=\"0.5\" data-awb-parallax-mobile=\"false\" data-awb-image-background-size=\"cover\" data-awb-image-background-position=\"28% 4%\"><div class=\"nk-awb-inner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/business-header.jpg\" class=\"wp-image-843983 jarallax-img\" width=\"2428\" height=\"851\" ><\/div><\/div><div class=\"nk-awb-wrap-content has-global-padding is-layout-constrained wp-container-nk-awb-is-layout-1289a9e3 wp-block-nk-awb-is-layout-constrained\">\n<div class=\"wp-block-group alignwide is-style-default is-content-justification-right is-nowrap is-layout-flex wp-container-core-group-is-layout-1aa696e9 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:430px;padding-right:0px;padding-bottom:0;padding-left:0\">\n<h1 class=\"wp-block-heading has-text-align-right has-base-color has-text-color has-link-color with-text-shadow wp-elements-ac00c5ca6df9871662ef02c783958e0d core-heading core-heading-69d30d3796351\" style=\"font-size:clamp(2.46rem, 2.46rem + ((1vw - 0.2rem) * 3.643), 4.6rem);font-style:normal;font-weight:700\">Business<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns alignfull are-vertically-aligned-center has-border-light-background-color has-background is-layout-flex wp-container-core-columns-is-layout-f0342b05 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:0;flex-basis:25.6%\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"164\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2025\/12\/open-for-business.png\" alt=\"\" class=\"wp-image-843262\" style=\"width:200px\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<h3 class=\"wp-block-heading\">Customized and Cost-Effective<\/h3>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\">Celina Insurance Group<sup>1<\/sup>&nbsp;offers outstanding coverage options and affordably priced products to meet your business insurance needs. Gain the protection your business needs in an ever-changing world.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-626db757 wp-block-columns-is-layout-flex\" style=\"padding-top:0;padding-bottom:var(--wp--preset--spacing--small)\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:44%\">\n<figure class=\"wp-block-image aligncenter size-full has-custom-border\" style=\"margin-right:var(--wp--preset--spacing--large)\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/small-business-owner.jpg\" alt=\"woman in front of a store\" class=\"wp-image-464\" style=\"border-radius:3px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/small-business-owner.jpg 600w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/small-business-owner-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-left:var(--wp--preset--spacing--medium);flex-basis:55%\">\n<h3 class=\"wp-block-heading\">Small Business Insurance<\/h3>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\">Is your small business properly covered? Check out Businessowners Policy (BOP) options from Celina Insurance Group. Our BOP policies, BOP Plus and BOP Platinum Plus, have more depth and enhanced coverages than traditional BOP policies. Gain flexibility with a variety of payment options and convenience by combining numerous coverages in a single policy. Your BOP policy can include coverage for:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--small);margin-right:0;margin-bottom:var(--wp--preset--spacing--small);margin-left:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li>Property<\/li>\n\n\n\n<li>Business Income<\/li>\n\n\n\n<li>Equipment Breakdown<\/li>\n\n\n\n<li>Liability<\/li>\n\n\n\n<li>Professional Liability<\/li>\n\n\n\n<li>Comprehensive Identity Management Services<\/li>\n\n\n\n<li>Additional coverages such as Auto, Inland Marine, Umbrella and Workers\u2019 Compensation <em>(IN and TN only)<\/em><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\">What Businesses Does Celina Insurance Group Cover?<\/h3>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--medium)\">Celina\u2019s business insurance programs cover a wide variety of businesses and professions, including:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-29916f8e wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-right:0;padding-left:0\">\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker.png\" alt=\"\" class=\"wp-image-501\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/worker-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Trade Contractors<\/h4>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\">Our comprehensive insurance coverage is specifically designed to meet the needs of your contracting business. Our program includes coverages such as:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small);padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li style=\"margin-top:0;margin-bottom:0\">Buildings and Contents<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Tools and Equipment<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Materials and Supplies Awaiting Installation<\/li>\n\n\n\n<li>Property of Others in Your Care, Custody or Control<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button btn-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/trade-contractors\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church.png\" alt=\"\" class=\"wp-image-490\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/church-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Churches<\/h4>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\">Our Church Program includes:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--medium);margin-right:0;margin-bottom:var(--wp--preset--spacing--medium);margin-left:0;padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li style=\"margin-top:0;margin-bottom:0\">Building and Stained Glass coverage<\/li>\n\n\n\n<li class=\"custom-bullet-list\" style=\"margin-top:0;margin-bottom:0\">Money and Securities coverages (doubled for three religious holidays)<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Employee Dishonesty<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Medical Expenses coverage<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:0;margin-bottom:0\">If you need additional coverage for Counseling Professional Liability, Sexual Acts Liability, Pastor\u2019s Contents and Personal Liability, or Directors, Officers and Trustees Liability, we can tailor a policy for you.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button btn-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/church-insurance\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash.png\" alt=\"\" class=\"wp-image-488\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-wash-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium);font-size:clamp(0.875rem, 0.875rem + ((1vw - 0.2rem) * 0.383), 1.1rem);\">Automobile Services and Car Washes<\/h4>\n\n\n\n<p class=\"has-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\">We make it simple to rate your business by using the number of full-time and part-time employees \u2013 and not payroll. Whether you own a car wash, light mechanical repair shop, glass shop, oil and lube shop, detail shop, muffler\/brake shop, new tire dealership or something in between, you could qualify.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car.png\" alt=\"Illustration of an auto dealership\" class=\"wp-image-489\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/car-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Used Auto Dealers<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">We make it easy to get coverage you need as a dealership owner. We can insure your assets and provide optional coverages for:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--small);margin-right:0;margin-bottom:var(--wp--preset--spacing--small);margin-left:0;padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li style=\"margin-top:0;margin-bottom:0\">False Pretense<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Federal Truth In Lending\/Federal Odometer Statute<\/li>\n\n\n\n<li class=\"custom-bullet-list\" style=\"margin-top:0;margin-bottom:0\">Dealers Open Lot<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Garagekeepers<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Drive-Away Collision<\/li>\n\n\n\n<li>Drive Other Car<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2.png\" alt=\"Illustration of a Shopping Cart\" class=\"wp-image-498\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/shopping-cart-2-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Retail<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">We provide automatic coverages ranging from:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--small);padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li style=\"margin-top:0;margin-bottom:0\">Accounts Receivable<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Brands and Labels<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Employee Dishonesty<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Lock and Key Replacement<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Exterior Signs<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Water Back-Up<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Inventory and Appraisal Expense<\/li>\n\n\n\n<li>Leasehold Interest coverage<\/li>\n<\/ul>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Peak Season coverage is also included, and it increases your business personal property limit by 25% to provide for seasonal variations in inventory.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale.png\" alt=\"Illustration of a pallet of boxes\" class=\"wp-image-500\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/wholesale-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Wholesale<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Whether you are distributing goods to retailers, commercial businesses or other wholesalers, Celina can help ensure your business needs are met. Our Wholesale Program can help insure your property, contents and liability exposures.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery.png\" alt=\"Illustration of a bag of groceries\" class=\"wp-image-492\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/grocery-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Convenience Stores, Grocery Stores and Restaurants<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">These programs are specifically designed to meet the needs of your business. We offer a broad range of coverages, including:<\/p>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--small);margin-left:0;padding-right:0;padding-left:0\" class=\"wp-block-list custom-bullet-list\">\n<li style=\"margin-top:0;margin-bottom:0\">Spoilage for Contamination and Power Outage<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Equipment Breakdown<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Employee Dishonesty<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Outdoor Signs<\/li>\n\n\n\n<li style=\"margin-top:0;margin-bottom:0\">Medical Expenses for Accidents<\/li>\n\n\n\n<li>Liquor Liability**<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button btn-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"http:\/\/restaurant\/\">Learn More<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office.png\" alt=\"Illustration of a desk, with a cup of coffee and a computer.\" class=\"wp-image-494\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/office-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Office<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Whether you need coverage on your building, contents or those slip and fall incidents, we can combine your property and liability coverages into one policy. Our program includes coverages such as Accounts Receivable, Employee Dishonesty, Water Back-Up and Outdoor Signs.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole.png\" alt=\"Barber pole Illustration\" class=\"wp-image-487\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/barber-pole-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Service and Processing<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Customer expectations are higher than ever and we understand the service business. Our service and processing classes can range from self-storage facilities to funeral homes, beauty\/barber shops, auctioneers or pet groomers, just to name a few.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat.png\" alt=\"Illustration of three washing machines\" class=\"wp-image-493\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/laundromat-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Laundromats and Dry Cleaners<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">As a professional, you understand the importance of using proper techniques to ensure that your customer&#8217;s expectations are met and their garments are well cared for. We exercise that same level of care to ensure that your business is properly covered and your assets are protected.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse.png\" alt=\"Warehouse Illustration\" class=\"wp-image-499\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/warehouse-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Self-Storage<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Our insurance is specifically designed to meet the needs of your self-storage business. Two of the beneficial, automatic coverages we provide are coverage for property damage to customers&#8217; property while at your self-storage facility, to the extent that you are legally liable, and for acts or omissions by you, in certain circumstances, as a result of business operations. A Celina agent can share all of the coverages this program automatically provides to fit your business.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible.png\" alt=\"Illustration of a crucible \" class=\"wp-image-491\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/crucible-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Metalcrafters<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">A Metalcrafter&#8217;s insurance policy from Celina can be customized to meet your individual business needs. Some of the coverages we can provide are building and contents, property in transit, theft protection for patterns, dies, molds and forms, personal effects and property of others, fire extinguisher recharging expense and liability exposures.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating.png\" alt=\"BnB Illustration\" class=\"wp-image-495\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rating-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Bed and Breakfast<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">As a bed and breakfast owner, you understand the importance of customer service and hospitality. Celina takes the same care to ensure that your business is covered. We can provide coverage for bed and breakfasts with at least three years of experience and five or fewer rooms available to guests, if the remainder of the home is occupied by you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent.png\" alt=\"Rental Sign Illustration\" class=\"wp-image-497\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/rent-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Rental Properties<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Do you own a building and rent it out to a business or an individual? From strip malls to leased office or retail spaces to buildings leased to contractors, we have coverages available for you.<\/p>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Are you renting out a single- or multi-family dwelling, apartment building or condos to tenants for residential purposes? If you own properties that are well maintained and show pride of ownership, we could be a good fit for you. Directors and Officers coverage may be available for condos, co-ops and associations.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-border-color has-secondary-border-color is-layout-flow wp-block-column-is-layout-flow\" style=\"border-width:2px;padding-top:var(--wp--preset--spacing--medium);padding-right:var(--wp--preset--spacing--large);padding-bottom:var(--wp--preset--spacing--medium);padding-left:var(--wp--preset--spacing--large);box-shadow:var(--wp--preset--shadow--small-dark)\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation.png\" alt=\"Illustration of a hammer inside of a circle with a small house to the bottom right\" class=\"wp-image-496\" style=\"width:125px\" srcset=\"https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation.png 512w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation-300x300.png 300w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation-150x150.png 150w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation-250x250.png 250w, https:\/\/celinagroup.com\/staging\/wp-content\/uploads\/2021\/12\/renovation-125x125.png 125w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Renovation Projects<\/h4>\n\n\n\n<p style=\"margin-top:var(--wp--preset--spacing--small)\">Are you in need of coverage during a renovation project? Our renovation program is designed for dwellings or commercial buildings that are undergoing major repairs such as mechanical work, structural changes or changing the size of the building. We can provide you with the coverage you need throughout the project, as well as upon completion.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:var(--wp--preset--spacing--medium);margin-bottom:var(--wp--preset--spacing--medium)\">\n<p class=\"has-x-small-font-size\"><em>Not all coverages, credits and discounts are available in all states and\/or programs.<br>**Not available in WV.<\/em><\/p>\n\n\n\n<p class=\"has-x-small-font-size\" style=\"margin-top:var(--wp--preset--spacing--small);margin-bottom:var(--wp--preset--spacing--small)\"><em><sup>1<\/sup> Our business coverages are underwritten by The Celina Mutual Insurance Company in OH, IN, TN and WV. Information presented here is only a summary of the provisions of the policy. Certain terms, exclusions, and limitations apply. For details, consult the policy.<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Customized and Cost-Effective Celina Insurance Group1&nbsp;offers outstanding coverage options and affordably priced products to meet your business insurance needs. Gain the protection your business needs in an ever-changing world. Small Business Insurance Is your small business properly covered? Check out Businessowners Policy (BOP) options from Celina Insurance Group. Our BOP policies, BOP Plus and BOP [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":453,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full.php","meta":{"footnotes":""},"class_list":["post-24","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/24","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/comments?post=24"}],"version-history":[{"count":39,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/24\/revisions"}],"predecessor-version":[{"id":843985,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/pages\/24\/revisions\/843985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media\/453"}],"wp:attachment":[{"href":"https:\/\/celinagroup.com\/staging\/wp-json\/wp\/v2\/media?parent=24"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}